A cartoon penguin waves from the bottom-left corner like a mascot for boat insurance, set against a plain white background.
A plain white background with no visible objects or text offers a clean slate, much like the peace of mind that comes with comprehensive boat insurance.

Quote Hotline: 0330 008 1345

Boat Insurance

If it floats, chances are we’ll cover it

A plain white background with no visible objects or text offers a clean slate, much like the peace of mind that comes with comprehensive boat insurance.

Dinghy Insurance

Specialist insurance for your pride and joy

Get Boat Insurance With HKJ

Choose your boat type below

 

For enquiries, call us:
+44 (0)1732 223 650
For a boat insurance quote:

Boat insurance. Comes with crew.

When you take out a boat insurance policy with Haven Knox-Johnston, you get great cover plus your very own Award winning* support crew – us. We’re a close-knit bunch at HK-J, with years of boat insurance experience between us. And many of us are keen boating enthusiasts, too. If you do need to claim we’ll aim to get you back on an even keel just as fast as we can. Promise.

 

* Winners of the 2022 Motorboat Award for Customer Services & receiving the Feefo Platinum Trusted Service Award 2025

What you get with Haven Knox-Johnston

Shipshaped insurance

Our dedicated crew will only ever offer you boat insurance that’s best for you and your boat.

A woman stands with one arm raised, pointing at framed pictures of various boats on a wall.
A ‘size doesn’t matter’ attitude

From starter dinghies to super-sleek yachts, if it floats, chances are we’ll cover it.

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Your very own award-winning crew

It’s our job to make boat ownership plain sailing for you, so whatever your boat insurance needs are, we’ll be there.

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All welcomed aboard

Whether you make your home on the water, or you just like a cruise at the weekends, we’ll have a boat insurance policy for you.

From the helm

News, true stories and expert insights from the HK-J crew

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Haven Knox-Johnston Specialist is a UK based specialist boat insurance provider. When investing in a yacht, you need to know she can be insured for the plans you have in mind, whether that’s racing, bluewater cruising or anything in between. Our expert team have full access to the insurance market, including top-tier Protection & Indemnity (P&I) clubs, they take time to understand unique circumstances, find an expert solution, offer advice and tailor-make high-quality policies.

 

 

HAVENKJ SPECIALIST

 

Haven Knox-Johnston Commercial logo with

Haven Knox-Johnston Commercial is a specialist insurance broker in the UK’s commercial marine sector, delivering personal, expert service from a dedicated team who understand the pressures of running a business built around boats. Offering tailored marine trade insurance solutions through their broad network of trusted insurers, ensuring their clients get the right cover, not just any cover. They work with a wide range of marine trades, including boat builders, commercial workboat operators, sailing clubs, marine engineers and chandlers.

 

HAVENKJ COMMERCIAL

Watch our latest video from the helm

Haven Knox-Johnston FAQs

Do I need specialist insurance for my type of boat?

We cover a large range of boat types, however there will be some that fall outside of our appetite but if this happens we have a Specialist team that can possibly help you.  Get a competitive quote now and click Get a Quote here or contact our award winning crew on 01732 223650. 

Do you insure boats kept overseas?

We do cover overseas however there are limitations which do not fall within our underwriting appetite, and you can find this out by clicking on Get a Quote here or contacting our friendly crew on 01732 223650 . Be aware, if we cannot cover your boat, we have a Specialist team that possibly can so please let us know.

Why choose Haven Knox-Johnston?

Since 1992, Haven Knox-Johnston (Haven KJ) has been at the helm of boat insurance, delivering trusted cover for everything from dinghies and dayboats to yachts and powerboats. With a family-focused ethos and a friendly, award-winning crew, Haven KJ is passionate about making boat insurance simple, accessible, and personal.

Here are just some of the benefits when you choose Haven KJ

  • Online portal – Access your policy 24/7. Ability to obtain new quotes and renew
  • Marina benefits – automatic 10% insurance discount for marina berth holders in the UK,
  • Protected NCB when moored in a UK Marina should a claim occur
  • Insurer MSIG Europe – Financial strength A (Excellent) AM Best
  • Buddy’s Benefits – receive a £20 Amazon Voucher through our referral scheme
  • Loyalty Scheme – Rewarding loyal policyholders from year 1.
  • Emergency out of hours claims helpline
  • Platinum Feefo Award winning customer service team
  • Direct access to Underwriters and Claims crew

 

Is boat insurance a legal requirement as a boat owner?

In the UK, while not legally mandatory, many harbours, marinas, and inland waterways require comprehensive coverage before allowing boats to use their facilities.

For inland waterways, a minimum of £1 million Third Party Liability is a legal requirement. This protects you if you have an accident on the water and cause damage to another boat, someone else’s property, or injure another person.

And if you’re planning to sail in international waters — especially in countries like Spain, Italy, or Greece — you’ll need proof of insurance to comply with local regulations.

Luckily, you’re in the right place to get boat insurance – click here for a quote or view our boat insurance documents to see what is covered.

Do you offer multi-boat insurance?

We can certainly arrange cover for individuals with multiple boats however we cannot provide them under a single policy. While each policy is distinct, your policies is managed under one easy-to-access account through our quote and buy portal. That means you’ll enjoy a streamlined experience with all your policies in one place—simple, organised, and hassle-free.

Is my personal equipment covered?

Yes, cover can include personal effects and equipment such as clothing, navigation equipment, and safety gear. Limits apply and you can view this here under Section C – Personal Belongings.

Where can I find a marina?

Buddy has scoured every nook and cranny of UK marinas and created Buddy’s Marina Guide. Whether you’re gearing up for a seaside escapade or navigating the charming inland waterways, Buddy’s interactive marina map will help you discover the perfect mooring spot just for you.

Can I manage my policy online?

Absolutely! Our easy-to-use quote and buy portal lets you get quotes, purchase cover, and renew your policy when it suits you. All your important insurance documents are stored securely online. If you need to make changes to your policy, just give our friendly team a call on 01732 223650 — we’re here to help.