Get your boat insured
with Haven Knox-Johnston

Choose your boat type

Barge Boat Insurance
Barge insurance

Our barge insurance can protect you (whether house or cruiser) against waterway mishaps.

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Commercial Boat Insurance
Commercial Boat Insurance

From commercial fishing to work boats to tourism, it’s important to have solid commercial boat insurance.

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Dinghy Boat Insurance
Dinghy insurance

Our dinghy insurance covers you from when you leave the shore, whether yours is for racing or enjoyment.

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Inland Cruiser Insurance
Inland Cruiser insurance

To totally enjoy over 4,000 miles of UK rivers and canals, you’ll need our inland cruiser insurance.

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Motorboat Insurance
Motorboat insurance

Protect your pride and joy with our motorboat insurance policy.

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Narrowboat Insurance
Narrowboat insurance

Our narrowboat insurance policies are adaptable whether you cruise continuously or have a home mooring.

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Rigid Inflatable Boat Insurance
RIB insurance

The RIB is the true workhorse of the water, so you need specialist RIB insurance policies to match.

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Speedboat Insurance
Speedboat insurance

With great excitement comes great risk, so you need to know you are well protected by our speedboat insurance.

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Black and white line drawing of a sailboat with one mast, sails up, and a small cabin below the deck.
Yacht insurance

Whether you’re cruising, chartering, or racing, we provide comprehensive yacht insurance for your needs.

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Paddle-board Insurance
Personal Watercraft insurance

If your watercraft doesn’t quite fit the mould of a standard boat like a yacht or a motorboat, then we’ve got you covered.

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At Haven KJ, we’re proud to say our boat insurance is among the best in the business. As a trusted brand with award-winning customer service, we put our customers at the heart of everything we do.

Whether you’re part of a close-knit narrowboat community, enjoy leisurely day trips on your inland cruiser, or love the thrill of racing your dinghy, we’ve got you covered. Whatever your boating passion, let’s talk – we’re confident we can provide the boat insurance you need.

Our two levels of cover

Base Layer Cover

Base Layer boat insurance

This is third party cover – it protects others if they’re injured or their property is damaged on your watch.

All Weather Cover

All Weather boat insurance

This is basically head-to-toe stuff. Covers your boat, you and others for all sorts of things – please check your policy for the specifics.

Want to learn more about our boat insurance policies?

For enquiries, call us:
+44 (0)1732 223 650
For a boat insurance quote:

“We’re committed to being the best at what we do, upholding our long-standing reputation as a trusted name in boat insurance.”

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Paul Knox-Johnston

Boat insurance FAQs

Why do I need boat insurance?

Even if all you need is to get a boat from A to B, life is just not that straightforward. Boat insurance provides a safety net when things aren’t always just plain sailing.

As one of your most prized possessions, boat insurance can provide financial security and peace of mind against third party claims, loss or damage to your pride and joy.

How much does boat insurance cost?

Boats may often be seen as a luxury but here, at Haven KJ, we see them as one of life’s essentials; that’s why our boat insurance is often much cheaper than people expect.

Of course, (engine) size matters – as does age, maintenance, value, location, storage and use. However, you’ll find insuring a £100k yacht for normal use is a nautical yarn size cheaper than insuring a supercar at the same price.

Who should I get to carry out a survey on my boat?

  • Find a surveyor who is knowledgeable about the type of boat you have. 
  • The surveyor must be independent of the seller and any intermediary involved in the sale. 
  • The surveyor should have professional indemnity insurance. 
  • Many surveyors carry qualifications and/or are members of professional bodies, such as the Yacht Designers and Surveyors Association (YDSA) and the International Institute of Marine Surveyors (IIMS).
  • To find a surveyor, get in touch with a professional body, check their websites, or ask your local marina or a yacht broker for their recommended list.

What type of insurance do I need?

The first question to ask yourself is what is on your boating wishlist this year? Which direction will the wind or currents take you, and are you planning any races to get there?

Our Base Layer (third party) cover offers security for pleasure sailing, covering third party claims against you and worst-case scenarios of injury and more. Or for the full bells, whistles and foghorns, our All Weather (all risks) policy covers you from fire, theft, vandalism, accidental damage, emergency medical expenses, personal accidents and a whole ship-load more.

What does boat insurance cover?

As a general rule boat insurance should cover your boat, other boats and anybody on board, but the level of cover is down to what policy you take.

As a handy guide, we have a list of our Important Boating Documents highlighting what you can expect from our policies. Or to see a summary of both policies and what is/is not covered see below.

What does it not cover?

Like all the best relationships, you have to give your boat some regular care and attention; lack of upkeep, general wear and tear and improper storage of your boat could all affect your cover. Your insurance policy is not a maintenance contract. Check out Haven’s Helpful Hints for tips on how to remedy some of these!

If you are an adventurous sort, it is also important to check that your boat insurance covers racing, offshore sailing and long-distance trips as well.