Shipshaped Musical Instrument Insurance

Finely tuned Musical Instrument insurance with a 10% discount for the HK-J community

Haven Knox-Johnston has helped boat owners to navigate the tricky waters of insurance for many years to ensure their pride and joy is well protected. Especially for their liveaboard customers, the crew at Haven K-J have now teamed up with Lark Music to offer that little bit of extra cover!


Do you own an instrument you love? Lark Music understands the deep connection people have with their instruments, which is why we have built bespoke policies to make sure they are protected. Whether your instrument is kept at your land-bound home or aboard your vessel, Lark Music’s specialist musical instrument insurance policy will provide you with the peace of mind you need for your beloved instrument.


You might be wondering why you need a specialist insurance policy for your instrument when you have your comprehensive cover from HK-J for your vessel. There are some things that just need that specialist know-how, much like your beloved boat. So, where the crew at HK-J know the difference between fore and aft, the expert team at Lark Music know one end of a piano from the other. Lark Music offers three levels of cover to protect your instrument and with over 25 years’ experience, you can rely on them to provide you with a high-quality personal service and the right policy for you with a 10% discount*.


For enquiries, call us:
+44 (0)203 846 5271
For a shipshaped music insurance quote:

What we offer

  • 10% HK-J community discount on all policies
  • Three levels of cover available: private premises, country of residence and worldwide
  • Accidental damage, fire, theft, flood and loss cover as standard
  • Cover for your accessories, cases, leads, pedals, amps etc.
  • Are you a performer? Unlimited professional use is included, and we have an optional £2m or £5m Public Liability add-on available
  • No restrictions on travel
  • Multiple instruments on one policy

Benefits of Lark Music

  • Dedicated Account Handler for your instrument(s) policy, meaning one number to call and one person who really knows your instrument(s)
  • In-house claims team so we can get involved more easily with your claim if needed
  • Only pay for what you need with our three levels of cover
  • Insurer covers the costs associated with claiming
  • Temporary cover, free of charge, for instruments and accessories that you don’t own but are legally liable for

*Terms and conditions apply:

  • The 10% discount applies to the total cost of the policy
  • You must be a live Haven Knox Johnson client to qualify for the 10% discount.
  • You cannot use this offer in conjunction with any other discounts.
  • This discount is available on all Lark Music policies.
  • The 10% discount will apply to the first year of the policy only.
  • Lark Music reserves the right to withdraw this offer at any time

“I would definitely recommend Lark Music, extremely helpful and very straightforward.”

Customer feedback via Feefo – click here to read more amazing reviews!

Why insure your boat with HK-J?